No debt, no deficits, and no delinquencies. Drawing on his years of experience as a pastor, public policy maker, and community leader, DeForest ‘Buster’ Soaries, Jr. shares the four vital keys to debt-free living in this groundbreaking, life-changing new approach. ‘The idea that we would be voluntary slaves is offensive to all of our sensibilities,’ says Soaries, ‘But when we continue to spend what we don’t have, charge what we don’t need, and borrow more than we can repay, then we must call the problem what it is: slavery.’ This is not another financial literacy program assuming that all people need is information. Soaries believes living in debt is an emotional, spiritual, and psychological problem as much as it is an educational and informational one. Here, Soaries shares the four vital keys to debt-free living that have helped hundreds of families in his church get out of debt. By replacing the ‘get more money’ mentality with a ‘get out of debt’ approach to financial freedom, not only were hundreds of people able to go debt free, his church’s offerings increased by $1 million dollars–during the recession. Find out how you can leave a financial legacy of your own by saying yes to no debt. Says Soaries: ‘There may be no greater need than to understand the value and joy of debt-free living. There may be no greater legacy we can leave our children.'


    This workbook is designed for you to use as a companion to my book, dfree®: Say Yes to No Debt. I am thrilled you have decided to join me in a personal journey to financial freedom. The 12 steps I describe in this workbook represent the same 12 steps I took many years ago to address my personal financial situation. It is an honor to share my story and my strategy with you. Because we live in a consumer-driven culture, it is imperative that Christian consumers have the knowledge and support needed to be healthy and mature consumers. Fortunately, you recognize that you could use some help in the area of personal finance. I am thrilled to take this journey with you and offer you the tools needed. And that is what this workbook is — a tool. My goal is that you will discover more about yourself than you do about money by the time you complete this experience. That is why I call it the dfree® lifestyle. I never learned to manage money. What I did learn was to manage my life and then use money to reach my goals. That is what this workbook is designed to help you accomplish also. I created and started using the term “dfree®” in 2005 when I began helping people address and conquer the greatest barrier to stress-free living and wealth creation: personal debt.


    Using personal and biblical stories and verses, Meditations for Financial Freedom (Vol. 1) is the first installment of a twelve-part series aimed at helping people who are attempting to attain and maintain financial freedom.

    This book offers daily meditations that inform and inspire – make you laugh and make you cry – with reflections that walk through the books of The Bible and highlight concepts that address financial issues including saving, investing, retirement, employment, entrepreneurship and a myriad of subjects relevant to personal finance.

    Each day’s meditation offers the reader an opportunity to consider one financial challenge and encounter a brief thought or prayer related to each idea.  Use this book for 7 minutes a day for reflection and financial guidance from a biblical context.

    Meditations… can be used by those who practice daily devotion, and anyone desiring to deepen their spiritual life.

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    This promotional bundle is a limited time offer which includes the following:

    • Say Yes to No Debt Book
    • Say Yes to No Debt Workbook

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